Why “Not-for-Profit” Matters

When it comes to banking with Citadel, there are many reasons why being not-for-profit makes us better than a commercial bank.

Like a Bank, But Better

Citadel is a credit union, so, by design, we’re a not-for-profit banking institution. Instead of serving a group of stockholders, our main focus is providing value to you, our members, and the community.

Credit unions are owned by their members. Money stays within the institution and is given back to the members in the form of lower loan rates and higher savings rates. With this framework, Citadel supports economic growth within the community.