Supporting Your Business

We’re here to help our businesses experiencing hardship during COVID-19.

Business Resources for COVID-19

If your business needs relief as a result of COVID-19, Citadel can help provide resources and loan payment options.

Government Loan Programs

There are two programs available to small businesses through the SBA due to the COVID-19 disruption. One of the programs is the Economic Injury Disaster Loan (EIDL) and the other is the Paycheck Protection Program (PPP) Loan.

Economic Injury Disaster Loan

These low-interest loans are available to small businesses that are affected by economic disaster. The applications and funding for the EIDL loans are handled directly by the SBA without involvement from financial institutions. To apply for an EIDL, visit

Paycheck Protection Program Loan (PPP Loan)

In January 2021, Congress authorized $284 billion in additional funding for the PPP Loan program. Citadel is continuing its partnership with Kabbage (KServicing) and is offering eligible businesses the opportunity to participate in the program.

Under the new funding, the SBA will offer both “First Draw” and “Second Draw” loans. “First Draw” loans are for eligible businesses that have not previously had a PPP loan while the “Second Draw” loans allow certain eligible borrowers that previously received a PPP loan to apply for additional funds.

A summary of the two loans is provided on the SBA website:

The SBA has begun accepting applications for both First and Second Draw loan requests. APPLY HERE.

Citadel Business Loans

Citadel continues to offer our full range of commercial loan products. If you would like help with a conventional business loan, please reach out to John Hamilton at (267) 496-8725 or Jackie Garress at (267) 658-4108.

If you are a commercial loan client of Citadel’s and you need assistance making payments, please fill out our Business Loan Assistance Form or contact

We’ve partnered with Kabbage to help you access critical funds through SBA’s Paycheck Protection Program.

Apply Now

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