Financing for Investment Properties

Citadel offers financing for investment properties that are structured for simplicity with competitive rates, flexible terms, and expert service.

Investment Real Estate Mortgages

Citadel offers commercial real estate mortgages for investment properties with flexible terms and financing options to meet your needs. Our investment property mortgages allow for financing up to 75% of the purchase amount and have no prepayment penalties.

Purchase or refinance a non-owner-occupied commercial or residential investment property today:

  • Multi-Family Properties
  • Flex-Space & Warehouses
  • Medical & Professional Offices
  • Office Buildings
  • Retail Properties

Investment Real Estate Mortgage Rates

*Offers are subject to credit approval. APR = Annual Percentage Rate. Read Full Disclosures.

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Enjoy competitive rates and flexible terms with a Citadel Commercial Mortgage.

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Speak with a Commercial Loan Officer

owner occupied
Jackie Garress
Commercial Loan Officer
commercial loans
John Hamilton
Commercial Loan Officer

Ready to speak with a representative about a Citadel Investment Real Estate Mortgage loan?

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We've introduced a new way to bank, making it easier than ever to chat face-to-face with a local Citadel team member. The best part? You can connect with us safely and securely from anywhere — with just a few clicks on your laptop, desktop computer, or your mobile device. Learn more.

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*Investment Real Estate Mortgage Disclosures

View *Investment Real Estate Mortgage Disclosures

Citadel is an Equal Housing Lender. 

*Rates expressed as Annual Percentage Rate (APR). Rates are accurate as of and are subject to change without notice.

Offer subject to receipt of a complete Citadel application, credit approval and other conditions. Terms offered are available for business purpose loans only with adequate property valuation (maximum LTV of 80%) and first mortgage position required. Loans may be subject to commitment and documentation fees, as applicable. Other terms, conditions, fees and restrictions may apply.

Offer not available to applicants with an existing Citadel commercial mortgage. Property insurance is required. Flood and/or title insurance may be required at an additional expense to the borrower. An appraisal will be required at the borrower’s expense for loans exceeding $250,000. To qualify, applicant must be in business for a minimum of three years.

Loans are available on commercial properties in PA, NJ, MD, and DE.

After an account is opened or service begins, it is subject to its features, conditions, and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact a Citadel representative for details.