Financing for Investment Properties

Citadel offers financing for investment properties that are structured for simplicity with competitive rates, flexible terms, and expert service.

Investment Real Estate Mortgages

Citadel offers commercial real estate mortgages for investment properties with flexible terms and financing options to meet your needs. Our investment property mortgages allow for financing up to 75% of the purchase amount and have no prepayment penalties.

Purchase or refinance a non-owner-occupied commercial or residential investment property today:

  • Office Buildings
  • Flex-Space & Warehouses
  • Medical & Professional Offices
  • Retail Properties
  • Multi-Family Properties

Investment Real Estate Mortgage Rates

As low as

10 Year Term

Up to 25 Years Amortization

Own. Expand. Refinance. We'll help you every step of the way.

Speak with a Commercial Loan Officer

owner occupied
Jackie Garress
Commercial Loan Officer
commercial loans
John Hamilton
Commercial Loan Officer

Get started today with a Citadel Investment Real Estate Mortgage.

Download the Application

Introducing Citadel Video Connect

Chat face-to-face with a Citadel Video Specialist in a secure environment from the comfort of home on your laptop, desktop computer, or mobile device using the Citadel Video Connect app. Please be sure to have your photo ID ready prior to beginning the call. Choose Video Connect above, or learn more about our Video Banking options.

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*Investment Real Estate Mortgage Disclosures

View *Investment Real Estate Mortgage Disclosures

*Rates expressed as Annual Percentage Rate (APR). Rates are accurate as of and are subject to change without notice.

Offer subject to receipt of a complete Citadel application, credit approval and other conditions. Terms offered are available for business purpose loans only with adequate property valuation (maximum LTV of 80%) and first mortgage position required. Loans may be subject to commitment and documentation fees, as applicable. Other terms, conditions, fees and restrictions may apply.

Offer not available to applicants with an existing Citadel commercial mortgage. Property insurance is required. Flood and/or title insurance may be required at an additional expense to the borrower. An appraisal will be required at the borrower’s expense for loans exceeding $250,000. To qualify, applicant must be in business for a minimum of three years.

Loans are available on commercial properties in PA, NJ, MD, and DE.

After an account is opened or service begins, it is subject to its features, conditions, and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact a Citadel representative for details.

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