Earn More. Save Faster. Make an Impact Sooner with 3.90% APY1
Business High Yield Savings Account
Take advantage of a competitive, variable rate at 3.90% APY1 and reach your savings goal sooner with Citadel’s Business High Yield Savings account. Maintain a balance of $10,000 or more to earn interest,2 and you'll save without tying up your funds for long, restrictive terms.2
Plus, you can continue to grow your balance with savings sweeps from your Elite Business Checking account, so your excess funds are automatically set aside without any extra effort from you or your team.
Connected Checking Accounts
Connect your Elite Checking account to your High Yield Savings for regular savings sweeps.
Online Banking Tools
Manage your money 24/7 and increase your savings with mobile deposit or electronic transfer.
Merchant Services
Do more with Merchant Services and other cash management solutions.
Additional Features
- One free withdrawal or transfer per quarter3
- Savings sweeps from Elite Business Checking4
- Online Banking with desktop Remote Deposit Capture available6
- Online wire transfers
- Free Citadel Mobile App with Mobile Deposit
- Free Citadel Investment Consultation
Business High Yield Savings Rate
APY = Annual Percentage Yield. Read Full Disclosures.
Opening a High Yield Savings account is simple! Get started today.
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Citadel is committed to helping you protect your hard-earned money. All deposits are federally insured up to $250,000 or more per customer.
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All standard account requirements apply. Information accurate as of and subject to change without notice. Fees may reduce earnings.
1 All rates expressed as Annual Percentage Yield (APY). Minimum balance to earn APY is $10,000.
2Minimum Balance Requirements. You must maintain a daily balance of at least $10,000.00 in your account each day to obtain the disclosed annual percentage yield. You will earn dividends for every day during the period that your account balance equals or exceeds the minimum daily balance requirements.
3 Transaction Limits: During any calendar month, you may not make more than six withdrawals from or transfers to another Credit Union Account of Yours or to a third party by means of a pre-authorized or automatic transfer or telephonic order or instruction, or by check, draft, debit card, if applicable, or similar order to a third party. One (1) free withdrawal or transfer per calendar quarter; $25 for each additional withdrawal or transfer during the same quarter.
4 Must be connected to an Elite Business Checking account and maintain minimum balance of $10,000 in the checking account.
5 ATM transactions at non-Citadel ATMs may be subject to a surcharge from the ATM owner. For a list of ATMs with no surcharge, visit Citadelbanking.com/atm.
6 Enrollment requires a separate purchase of a scanner - see Business Banking representative for details.