Get up to $500* Every Year

Spread the word! When you refer a friend to bank with Citadel, you can BOTH earn $50.

Refer a Friend

Tell your family and friends about Citadel, and when they open a qualified*new checking account you BOTH will receive $50. Now THAT'S something to talk about.


In order to receive $50, the person you refer must register for the “Refer a Friend” program, and open a new Citadel checking account. After that person’s account has been opened for 30 days, he or she must complete the following requirements within 60 days of account opening:

  • One (1) or more direct deposits totaling a minimum of $250 to a Citadel Checking Account OR
  • Ten (10) or more debit card transactions (excluding ATM withdrawals).

After completing all requirements of this offer, your $50 Rewards Card will be delivered within 4-6 weeks.

Registering for the program is easy! Choose from any of our three convenient options:

  1. Register online- Register on the Refer Live website and begin referring immediately.
  2. Print the form Return the completed form to your closest Citadel branch
  3. Call a Referral Ambassador - Call 1-844-618-1806 and speak to a Referral ambassador.

Get started and refer your friends and family to Citadel today!

*Terms & Conditions apply and are available upon request at your local Citadel branch and at Federally insured by NCUA.

Register Online and begin referring immediately!

Get Started

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