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Empower Your Business to Do More & Earn Up to $1,000*
Business Banking
Citadel offers a full suite of dynamic products and services for businesses in the Greater Philadelphia area that are looking for a better banking experience. Unlike traditional banks, Citadel’s Business Banking is built upon the Credit Union’s not-for-profit status, which allows for a unique level of service and commitment to help build financially strong businesses that directly influence and care for our communities, families, and overall local economic health. Our local experts are here to help you customize a premium product package that's tailored to your organization's current needs and scalable for future growth.
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Business Checking
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Business Savings
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Loans & Credit Cards
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Online & Mobile Banking
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Cash Management Solutions
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Business Checking
Business Checking Accounts
Both of Citadel’s business checking accounts have day-to-day expenses covered. Choose from our Essential Business Checking or Elite Business Checking accounts to help your growing business reach the next level.
When you do, you could earn up to $1,000* for a limited time.
Loans & Credit Cards
Business Loans & Credit Cards
We believe that great rates on cost-effective financing empowers business leaders and creators to confidently do what they love while their businesses prosper. Choose from a variety of Vehicle & Equipment Loans, Lines of Credit, Business Real Estate Loans and credit cards to support working capital and manage cash flow obstacles along the way.
Online & Mobile Banking
Online & Mobile Banking Tools
Citadel's Online & Mobile Banking includes features and tools designed specifically for business users. You’ll get a single, streamlined view of your finances with everything in one place, so you can tackle payments, transfers, transactions, and more.
Cash Management Solutions
Cash Management Solutions
In addition to Business Checking, Savings, and Loans, Citadel also offers Cash Management Solutions to help streamline and support your business. Take advantage of Merchant Services, ACH Origination, Payroll, HR, and Remote Deposit Capture to help with payment processing, benefits administration, and more backend operations.
Elite Banking
As part of Citadel’s relationship-based approach, we’re thrilled to offer Elite Banking, an elevated program for business members looking to do more. With exclusive benefits and perks for you and your team, Elite Banking can take your experience to the next level. To learn more, get in touch with your Relationship Manager, or if you’re not a member yet, contact us to get started. *See below for qualifications.
View articles and resources to help you manage and grow your business.
Explore NowHow To Help Your Business Thrive in a Challenging Economy
Business owners in the Greater Philadelphia area and across the country have faced a series of unexpected challenges over the past few years due to the pandemic and an ever-changing economy. Hear from Citadel's Head of Business Banking Phil Sutliff on a few key tactics and strategies local business owners can use to control operating costs, connect with others in the community, and help your organization thrive regardless of economic conditions.
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Citadel Credit Union Business Checking Accounts: All standard account requirements apply. Information accurate as and subject to change without notice. All rates expressed as Annual Percentage Yield (APY). Fees may reduce earnings.
*Earn Up to $1,000 - New Account Cash Bonus & Rebate Offer: Earn a $450 cash bonus with new money deposits of funds not currently on deposit with Citadel totaling $10,000 or more within the first 60 days (internal transfers excluded) and maintain a $10,000 daily balance for the remaining 30 days after account opening. After meeting these requirements, earn an additional $300 by enrolling in one of Citadel’s Cash Management Solutions; Merchant Services, Payroll Services or ACH Origination and complete your first merchant deposit or first transaction within 90 days of account opening. Once you meet these requirements, and your checking account has been open 90 days, your bonus(es) will be paid within 10 business days.
Additional $250 Cash Rebate from First Data Merchant Services, LLC is applied for new qualified Citadel merchant members - Promotional offer expires December 31, 2024. This offer is available for qualified Citadel Credit Union merchant services members with an Elite Checking account who have not had a merchant services account processed by First Data Merchant Services, LLC within the last six months. New accounts are subject to standard credit approval and underwriting requirements. A $250 rebate applies to Clover devices valued more than $250. Rebate will be initiated to the merchant’s account within 60 days after the merchant’s account is activated. To be eligible for the rebate, the merchant must: (1) have a minimum processing volume of $100,000 annually; (2) must be credit approved between 6/1/2024 and 12/31/2024; (3) activate account by submitting a batch of $25 or more in sales within 30 days of approval date; and (4) sign a merchant processing agreement. Additional fees apply to certain Clover app’s software components, services and activated accounts. Only one offer per eligible business tax ID. Eligibility is at the sole discretion of First Data Merchant Services LLC. Early termination fees apply. Offer not valid with any other offer and subject to change without notice. Terms and conditions apply per the merchant processing agreement.
© 2024 Clover Network, LLC. The Clover name and logo are registered trademarks owned by Clover Network, LLC and are registered or used in the U.S. and many foreign countries. Use of Clover requires a Merchant Processing Agreement. All trademarks, service marks and trade names referenced in this material are the property of their respective owners.
$300 Cash Bonus: Open a new Essential Business Checking account. Earn a $300 cash bonus with new money deposits of funds not currently on deposit with Citadel totaling $2,500 or more within the first 30 days (internal transfers excluded) and complete a minimum of 10 debit card purchases within the first 90 days. Once you meet these requirements, and your checking has been opened 90 days, your bonus will be paid within 10 business days.
Bonus deposit(s) will be automatically deposited into your Citadel checking account if the account is in good standing at time of incentive processing. The value of this bonus will be reported to the IRS and the recipient is responsible for any federal, state, or local taxes on this offer.
New account cash bonus offer available to qualified new business checking customers only. Customer must not have closed a Citadel Business checking account within the last 12 months and/or previously received a checking new account bonus. Limit of one business checking bonus per business. Offer may not be combined with any other new account offer. New account cash bonus offer expires December 31, 2024, and may be modified or withdrawn at any time.
** To qualify for Elite Banking, business members must maintain the following Citadel accounts and services: 1) an Elite Business Checking Account; AND 2) a Business High Yield Savings Account OR Business Money Market Account; AND 3) Elite Business Online Banking with ACH Origination OR a commercial loan. If any of these accounts or services are removed or closed at any time, the Elite Banking Membership benefits may no longer apply.
