Is using Apple Pay secure?

Yes. Security and privacy are at the core of Apple Pay. When you add a credit or debit card to Apple Pay, the actual card numbers are not stored on the device or on Apple servers. Instead, a unique Device Account Number is assigned, encrypted, and securely stored in the Secure Element on your device. Each transaction is authorized with a one-time, unique, dynamic security code, instead of using the security code from the back of your card.

Click here to learn more about Apple Pay.

If you need help setting up your Citadel credit or debit card with Apple Pay, here’s how to do it.