Citadel's Annual Membership Meeting will be held on Monday, April 21, 2025.

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Talk to a Home Loan Expert

Citadel Mortgage Loan Originators are seasoned industry leaders who offer a consultative approach and provide years of lending expertise for all your mortgage needs. At Citadel, we believe that applying for a mortgage, buying a home or refinancing should be easy and convenient. 

Talk to us! Schedule a complimentary consultation to discuss your goals and mortgage needs or visit a branch near you.

Contact an Advisor

Not sure yet? No problem. Our Loan Advisors will help answer your questions and walk you through every step of the loan process.

John Alberici
John A. Alberici
Mortgage Loan Advisor- NMLS# 28194
KC Carolina
KC Carolina
Community Lending Officer - NMLS# 1507989
Roxy Hernandez
Roxana Hernandez
Mortgage Loan Advisor - NMLS# 1146300
Mike Omara
Mike O'Mara
Mortgage Loan Advisor - NMLS# 1928430

Whether you’re a first-time homebuyer or looking to refinance your mortgage, Citadel is here to help!

Please Note: Since Citadel is a credit union, you can open an account with us if you live, work, worship, or study in the following Pennsylvania counties: Bucks, Chester, Delaware, Lancaster*, Montgomery or Philadelphia. You can also become a Citadel customer if a member of your family or household is eligible to be a customer, no matter where you live. *People who do any of the following in the City of Lancaster: work, worship, perform volunteer services, participate in programs to alleviate poverty or participate in associations headquartered in the city. Citadel Mortgage loans are available in PA, NJ, MD and DE.

Hear From Our Members

Compare our low mortgage rates and flexible terms to determine which is best for you.

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Find an ATM or Branch Near You

Whether you're buying, refinancing, or looking to take advantage of the equity in your home, Citadel can help.

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