Workplace Banking

Make Citadel Your Workplace Credit Union

As a local business, you can offer Citadel membership as an employee benefit to your staff. Your employees and their families are eligible for a variety of accounts, services, and tools to help improve their financial wellness.

We’d love the opportunity to get to know your team and help with their everyday banking needs. You can schedule an on-site consultation at a time and place that works for you, like your office or an upcoming team event. Or, we can provide printable handouts with more information and a link for each employee to schedule their own one-on-one appointment at any Citadel branch.

Connect with us to get started, and we’ll do the rest!

Need a better way to manage payroll & HR?

Automated solutions can help you effectively manage your HR compliance and employee relations needs in less time than ever before. That’s why Citadel has teamed up with Paychex to give you an affordable, full-service option for outsourcing payroll, HR, and employee benefit administration. Paychex³ is a leading provider of HR solutions, with more than 730,000 clients nationwide. Plus, you can offer your employees the benefit of getting paid up to 2 days early with direct deposit from Citadel!^*

Ask for more details when you get started with workplace banking.

Important Disclosures & Information

APY=Annual Percentage Yield.

^* Early Direct Deposit is a service included with your Citadel account in which Citadel makes your eligible direct deposits available up to two business days before the scheduled deposit date. Eligible direct deposits include transactions such as payroll, pension benefits, government benefits, or similar types of deposits received through the Automated Clearing House (ACH) network. The Early Direct Deposit service is dependent on when Citadel receives information about your deposit from the payer. Early availability is not guaranteed and may vary from deposit to deposit.

¹ $400 New Account Cash Bonus (Ultimate Growth Checking Account): Open a new checking account and earn up to $400 in cash bonuses. Earn a $200 cash bonus deposit for qualifying direct deposit(s) totaling $2,000 or more posting to the new checking account within 90 days of account opening. A qualifying direct deposit is defined as a recurring electronic deposit into checking account of payroll, pension, Social Security, government benefits, or other eligible regular monthly income made through the Automated Clearing House (ACH) network.

After meeting the direct deposit requirement, earn an additional $200 cash bonus by maintaining a daily balance of $5,000 or more in your new checking account during days 61 – 90 after account opening.

Promotional code must be applied at the time of account opening to receive the incentive offer(s). Once you meet the offer requirements, and your checking account has been open for 90 days, your bonus(es) will be paid within 10 business days. Bonus deposit(s) will be automatically deposited into your Citadel checking account if the account is in good standing at the time of incentive processing. The value of this bonus will be reported to the IRS and the recipient is responsible for any federal, state, or local taxes.

New account cash bonus offer is available to qualified new checking customers only. Customer must not have closed a Citadel checking account within the last 12 months and/or previously received a checking new account bonus. Limit one offer per member. Offer not available for business accounts. New account cash bonus offer expires December 31, 2025 and may be modified or withdrawn at any time.

 ² Ultimate Growth Checking: APY is variable and can change without notice. APY is determined by Tier. Tier 1 – No Dividends paid; Tier 2 Minimum 3-Month Average Daily Balance of $5,000 to earn 0.05% APY; Tier 3 Minimum 3-Month Average Daily Balance of $10,000 to earn 0.10% APY; Tier 4 Minimum 3-Month Average Daily Balance of $20,000 to earn 0.15% APY; Tier 5 Minimum 3-Month Average Daily Balance of $40,000 to earn 0.20% APY. No maintenance or monthly service fees apply. Other fees may apply including an inactivity fee, ATM fee, overdraft fee and other account related fees. Fees that can be waived or refunded are listed in each Tier. For full list of fees visit CitadelBanking.com/Fees. 

³ © 2025 Paychex, Inc. All Rights Reserved. Paychex® is a registered trademark of Paychex, Inc. Payroll services and special offers are provided by Paychex, Inc. and are subject to price changes by Paychex. Payroll processing services provided by Paychex, a third-party commercial vendor. The Financial Institution is not an affiliate of Paychex, and does not provide, warrant, or guaranty their products or services.